About Us
Our goal is to make it easier for consumers to compare apples to apples when looking into home and car insurance.
Things You’ll Find Out by Using Our Services:
What things like temporary accommodation, emergency repairs, or key replacement mean, when they are offered and for how long?
What are personal belongings, where are they covered & for how much?
Inclusions and definitions of events.
What support is available after loss or damage occurs from an event? Is the cost of emergency temporary repairs covered and who is expected to do them?
What other benefits are included: for pets, children, tools of trade, caravans and trailers?
What optional cover is available?
All this and more… alongside quotes for each product!
We are the only independent comparison service (we know of!) which offers depth of detail alongside quotes for each product and shows results from all major underwriters.
AAMI
Allianz
Bendigo Bank
Budget Direct
ING
NRMA
QBE
RACQ
Suncorp
Woolworths
No faff, just the facts.
*Our comparison charts are faff-free. Our website has a bit of faff to explain stuff.
We are a small, independent, Sunshine Coast family business run by a busy mum with two little kids.
We know what it’s like to compare your every day bills to try to save a bit of money, but also feel like you’re getting the best value and coverage for what you need.
Our founder, Lindsey, has always been passionate about helping people. She has successfully helped clients save towards their goals during her time working in finance before kids came along. Her business idea was inspired by something she does every year for her family- reviewing finances. As a busy mum, she knows the limited time people have to do “all the things.” This is one space she can help busy people like herself, save effort and time.
We value integrity, kindness, empowerment, education, environmentalism and giving back to the community. Our operations are fully run on solar and battery power (we were super excited on battery install day!). We try to tread lightly on our beautiful planet and give back where we can.
We plan to donate 1% of our profits to organisations making a difference. We want to make the world a better place and support thriving communities.
We are proud to offer discounts to word of mouth referrals, parents with kids under 5 years old, single parents with kids under 18, students and pensioners. We also offer interest free payment plans.
Here at FGIR, we offer handcrafted comparison charts for car and home insurance so you can feel empowered to make choices that work best for you and your family. Everyone deserves the peace of mind that comes with knowing what you are actually paying for.
Plus, we are completely independent, meaning we are not paid by insurers to promote their products to you (unlike most comparison websites!).
TLDR: Small, independent family business. Here to save you time and effort.
Are you ready to FGIR out your insurance?
WHAT WE DO
Most of us have insurance. It’s complicated and expensive.
We know we are supposed to have it, but because every company offers different coverage with different stipulations, it is nearly impossible to feel confident that you are making a good choice for your family.
Every year at renewal time, your policy provider lets you know they are increasing their price to continue on with them. They try to tempt you with it being easy enough to renew without looking elsewhere.
Changing providers is time consuming and monotonous to go through many providers to get quotes for your car or home.
It’s annoying, it’s confusing; it’s the law of inertia- an object in motion stays in motion unless acted upon by an outside force.
You’re busy. Let us save you time and effort with our home and car insurance comparison charts where you can easily compare quotes and policy inclusions from major underwriters all in one place.
TLDR: Insurance is complicated, we make it easy to compare.
We are based in the Sunshine Coast and have loved living here for over 10 years. We are committed to providing a high level of customer satisfaction and improving lifestyles for those in our community. We endeavour to provide an efficient turnaround on our services with minimal fuss.
Our founder Lindsey, on why she started Fair Go Insurance Research
“
I created the first comparison chart when my home insurance went up $431 at renewal time and I never claimed.
Before that, I had no idea what I was actually buying.
I ended up saving myself $703 between my home and two cars.
It feels good to make an educated decision.
”
How it works:
1. First you register your interest by filling out the Contact Us form.
2. We will send you an email with next steps.
3. Once we receive completed forms, as well as payment, we will book you in our next available research day. You go back to your busy life and we (actual humans) get going!
You will receive a comparison chart with 10 companies*, quotes for each product, and detailed breakdowns- to easily compare value and offerings.
We aim to return your findings to you within 24 hours of your booked research day.
Ta-da time and effort saved!
(Please note we are open on Monday, Tuesday and Wednesdays from 9am- 4pm.)
*Queenslanders, we show results from AAMI, Allianz, Bendigo Bank, Budget Direct, ING, NRMA, QBE, RACQ, Suncorp and Woolies.
Live elsewhere? If you’re in another state or territory, we may still be able to help. Get in touch and we’ll let you know what we can do.
Nitty Gritty:
We plan to donate 1% of profits to charity (charities to be chosen at the end of the financial year.)
We offer a 10% discount to word of mouth referrals. (Tell everyone you know!)
Plus an extra 10% to:
families with kids under 5 years old
single parents with kids under 18 years old
students
pensioners
We also offer interest free payment plans (at no extra charge!).
Limited number of clients capped per week.
We endeavour to get through the waitlist as efficiently as possible.
Sometimes if you already have insurance with one of the providers on our chart, they will decline to give a new quote. In that case, you will still receive the detailed fine print of what is covered so you can compare coverage. See our Terms of Service for more information.
This is for you if:
You live in Australia (Aussie Aussie Aussie- Oi Oi Oi!)
You just want an easier way to figure out insurance. (You don’t have to wait for renewal time!)
You have a car that you want comprehensive car insurance for (EV owners and leases included).
You have an owner occupied home you want home & contents insurance for that is a detached house on less than 5 acres of land.
If you live in a strata home (like apartment, unit, townhouse, etc), you have body corporate and want contents insurance.
You’d rather be doing anything else including but not limited to: catching up with friends, gardening, checking socials, chasing a small human around the house to put sunscreen or a nappy on them (yes, even this!), cleaning the house, going for a walk, food prep, binge watching your fav show, catching zzz’s.
You are sick and tired of wasting hours of your life getting car and home insurance quotes while your toddler is cracking it and flailing yoghurt everywhere.
Your dog is bored of you staring at your phone while you try to get insurance quotes ‘cuz he wants to go on more walkies.
You’re cleaning your toddler’s dinner from under the table; you’re tired and defeated after a hard day’s work and that spilled milk you found might just bring you to tears.
TLDR: If you own a home and/or a car, we are for you!
If you only want third party, or third party, fire & theft insurance;
If you don’t live in or own your home (sorry- not for renters or landlords);
Your home is not a detached house or part of a strata (a strata could be a unit, townhouse, apartment, villa and the likes).
If you live outside of Australia (we’re flattered- though, tell your Aussie mates and they will get 10% off!)
Who it’s not for:
Time to
out your insurance.
