Time to figure out your insurance.

Compare insurance policies alongside quotes, without the bias.

We Bring Transparency to the Insurance Industry.

Our mission is to help Aussies save time and effort whilst they are FGIR’ing out their home or car insurance. (Yes we’re a bit cringy on the puns!)

To cut to the chase and book, click here. If you want to have a yarn, read on.

A child and an adult sharing a laptop computer on a marble table, with a smartphone nearby.

Want a better way to compare insurance (with quotes)?

We can help.

✔ Home and contents

✔ Contents for strata

✔ Comprehensive car


“Absolutely blown away by how much money we saved using this insurance comparison service.

Within minutes of getting results, we were able to compare multiple policies side by side and ended up finding cover that was actually better than what we had before, for thousands less per year. The whole process was simple, stress free, and transparent with no pressure or confusing jargon. In the current cost of living climate, saving that kind of money has made a huge difference for our family.

Highly recommend to anyone wanting to make sure they are not overpaying for insurance.”

— Rebecca M. from Buderim, 4556

April 2026. Buderim, 4556. Previous year premium $14,640.66. Renewal notice $19,520.76 Sum insured- Home $1,403,300; Contents $262,500; Excess- Home $750; Contents $400; with Accidental Damage, Motor Burnout, Safety Net, Excess-free glass cover, Portable contents. FGIR returned results from 10 companies, 16 policies ranging from $7,270 - $13,375, saving Rebecca up to $12,250.

Google logo with the letter G in blue, red, yellow, and green colors.

Reviews

⭐⭐⭐⭐⭐

“Genuinely shocked!! I thought I was already getting a great deal on insurance as I used a broker. FGIR returned 7 quotes better than my current insurers and have saved me $2,600 a year between car and home. Unreal! Thanks Lindsey!”

- Dyllan R. from Buderim, 4556

How are we different and why it matters to you.

  • We show monthly and yearly quotes alongside detailed inclusions, giving you the tools to decide what is best for you.

  • We are staunchly independent & do not take commissions. There is no hidden agenda or nudging you toward a “preferred” provider. We do not provide financial product advice.

  • You pay one flat fee for our research. No markups buried in premiums or unexpected add-ons.

  • Results from all major underwriters (and a couple smaller ones.)

  • We do not sell the insurance, so you’ll get no spam calls or messages from salespeople (yay!).

  • Our role is simply to present factual information without influence to consumers.

As seen in..

Nambour Chamber of Commerce

Flyer for Coffee Catch Up business networking event with photos of speakers and attendees, event details including date, time, location, and eligibility.

91.1 Hot fm Giveaway

Logo for 91.1 HOT FM radio station with black and red design elements.
Advertisement for a contest offering a free insurance comparison and a $200 fuel voucher, provided by 91.1 Hot FM, with text explaining that Fair Go Insurance Research helps Australians compare insurance policies.
Bright red promotional graphic for a contest, featuring large, bold text announcing a chance to win free insurance comparison and a $200 fuel voucher, with the radio station logo '91.1 HOT FM' at the top.
A webpage offering a free insurance comparison contest in Australia, sponsored by 91.1 HotFM and Fair Go Insurance Research, explaining how it works, types of insurance compared, benefits, and customer savings examples, with website link fgr.com.au.

92.7 Give Me 5 Monster Auction

Logo for 92.7 MIX FM radio station with colorful text and the slogan 'The Best Mix on the Coast'.
Promotional banner for the 'Give Me 5' online monster auction organized by Mix FM, featuring images of boats, buildings, jewelry, and a yellow handprint, with text highlighting the auction's end date of June 30, 2026.
A promotional graphic for Fair Go insurance research featuring a beach scene with blue sky and water. The text reads, 'Time to figure out your insurance. Fair Go insurance research. Give yourself a fair go.' Below, it lists 'Auction Item 50' and 'Fair Go Comprehensive Car & Home Comparison Service.'

Sunshine Valley Gazette Newspaper

Sunshine Valley Gazette logo with the title, date, edition number, print circulation, website, and email address.
A woman with long brown hair, wearing a sleeveless navy blue dress, is smiling and talking to another woman with short curly hair, who is facing away from the camera. They are seated at a wooden table with a silver laptop, in a cozy living room setting with chairs, a door with glass panels, and a window letting in natural light.

We are a small, independently owned and operated Sunshine Coast family business

Our handcrafted comparison charts:

  • Save you time & effort.

  • Give you clarity & peace of mind.

  • Are made by real life humans.

    (Just a note- we don’t use AI.. even this website was made by a real human!)

Person holding an Australian coin with a person's profile on it, blurred background.

“Everyone deserves the peace of mind that comes with knowing what you are actually paying for.”- Lindsey, FGIR founder

HEAPS OF DISCOUNTS

Word of Mouth · Families · Single parents · Students · Pensioners ·

Word of Mouth · Families · Single parents · Students · Pensioners ·

‍ We offer 10% off for:

  • Word of mouth referrals

  • Families with kids under 5 yrs

  • Single parents with kids under 18 yrs

  • Students

  • Pensioners

The ACCC has consistently heard consumers say comparing insurance is difficult and time consuming, and that they lacked confidence in comparing insurance and understanding exactly what was covered.

We are here to solve this problem.

At Fair Go Insurance Research, we are proud to empower our clients to:

  • feel confident about their choices

  • save time and effort

  • easily compare offerings in a side by side format

  • compare benefits which may be important to you, such as for pets, Tools of Trade, trailers, caravans, pontoons, jetties and more

Need to

out your insurance?

A golden magnifying glass.

Sometimes it’s hard to keep up with life’s maintenance.

Too tired after work to cook? Grab takeaway.

Can’t be bothered to go to the grocery store? Home delivery.

Don’t have time to deep clean? Hire a cleaner.

Rather not pull weeds on the weekend? Hire a gardener.

No time to clean the pool? Hire a pool cleaner.

Looking for a better way to compare home and car insurance policies alongside quotes?

Get in touch with us.

A person lying on the floor amidst scattered clothes, holding a blue fabric over their head.

Ever feel like this? We do. Let us lighten your load!

We bring clarity to Aussies.

Logo with the word 'FGIR' and a magnifying glass.

Our Vision

Stack of ten smooth, rounded stones of various colors on a pebbled shore with ocean and sky in background.

At Fair Go Insurance Research we value making the world a better place. Committed to sustainability, we run on solar and battery power.

We donate 1% profits to organisations making a difference.

Thriving communities are the foundation of Australia. By lifting up others, we lift us all.

If you’re still here, you must be kind of interested in this stuff.

Woman in blue scrubs sitting at a desk, smiling, with a laptop in front of her in a well-lit room.

Comparing insurance shouldn’t feel impossible.

Most websites sound the same: “award-winning,” “repairs guaranteed,” and show tick mark ‘yup this is covered,’ but none of that helps you understand what makes one different from the other.

You’re not alone if it feels overwhelming.

When Lindsey spoke to friends and family, many said they stuck with their current insurer because comparing options felt too hard. Others only checked one or two alternatives because it took too much time.

Real variation and impact.

Coverage and pricing can differ far more than you may think. One of our clients saved up to $12,250! Her renewal notice was over $19,000 for home insurance after it went up 25% from the previous year, without her claiming. Our founder, Lindsey, discovered this price difference firsthand when she first made the chart to compare her own insurances. Same home. Same cars. Very different prices and unexpected variations in cover.

We’re here to make it easier.

Our comparison charts show detailed factual information on what each well known insurer says they cover, plus monthly and yearly quotes for each product, so you can clearly see the differences side by side and compare options without the stress.

Make informed decisions easier and faster with FGIR’s insurance comparison services.

Close-up of a person's hands typing on a silver laptop keyboard, with a black pen, a notebook, and a magazine or brochure on a white desk.

Oh, you’re still here?

You must really like reading!

Nothing against that, but we’re running out of things to say.

Maybe you’d like to get started on FGIR’ing out your insurance?

Take a minute to fill out the Contact Us form below.

You’ll automatically get sent an email with the form to fill out. This is the important part! Fill it out, it automatically gets sent to us, then BAM YOU’RE DONE!

If you’re in a rush, you don’t have to fill it out right away. We just need it completed before we do your research.

You sit back and relax, we do the researching for you and send the results back to your email for you to view at your leisure. Just think of the time you will save by filling out boring forms in one place instead of many!

You’ll save time and effort.

You’ll gain clarity, peace of mind and confidence.

Contact Us Today

Check your email for that form to fill out!

If you send us an email with any questions, we aim to reply as soon as possible, however sometimes we are chasing tiny humans around. We are usually tiny human free Monday, Tuesday & Wednesday from 8.30am-4.30pm which is when we do the bulk of responding and research.

If the cost of our fee is difficult due to financial constraints, but you are wanting our services, please send us an email at hello@fgir.com.au.